There Are Many Ways to Save This Kentucky Saves Week

This year, let Kentucky Saves Week be the spark that motivates you to save money. Kentucky Saves Week 2021 takes place Monday, Feb. 22, through Friday, Feb. 26. Kentucky Saves is a statewide campaign led by University of Kentucky Extension as part of the America Saves national campaign. This initiative encourages individuals and families to save money and build personal wealth.


During the last week of February, Kentucky Saves will follow the national campaign in focusing on the following themes:


• Monday, Feb. 22, 2021 | Save Automatically

Pay yourself first by sending some of your direct deposit automatically into a savings account.  Read more about automating your finances at

• Tuesday, Feb. 23, 2021 | Save for the Unexpected

Have an emergency fund in place. Build it up until you have at least enough to cover three month’s worth of expenses in an emergency. Read more about preparing for the unexpected at

• Wednesday, Feb. 24, 2021 | Save to Retire

Don’t wait to start saving for retirement. Take advantage of compound interest over time by investing today.  Learn more about retirement accounts and how much to save at

• Thursday, Feb. 25, 2021 | Save by Reducing Debt

Pay down debt to save money on interest and fees over time. Read more about how to make debt repayment a part of your financial plan at

• Friday, Feb. 26, 2021 | Save as a Family

Help teach youth the importance of smart saving and spending habits. Read more about teaching kids to earn, save, budget, and spend at


Consider making a fresh savings commitment to yourself. Visit and pledge to save money by filling out the Kentucky Saves Pledge. This tool helps you visualize your goal by writing down what you’re saving for and how much you plan to save. Research suggests that when you write down your goals, you are more likely to achieve them.

Sharing your goals with a family member or friend can help you stay on target toward success. Another benefit of the Kentucky Saves pledge is that you can become part of the campaign’s community of savers. While online, you can sign up for optional email or text reminders and resources to keep you on track to reach your goal. Set a goal, make a plan, and work toward better financial stability. Take the pledge today!